Save for the rainy days, don’t be a spendthrift, - you might have heard this millions of times. Rightly said as most of the time we couldn’t realize the above fact and keeps on fighting with tangled finances through out our life.

Everybody wishes of having a safe and secure life after retirement. For this, proper money management is required right from the first job. We should realize the efficacy of savings as it will help a great deal in living a comfortable life after your retirement.
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Financial worries take a backseat as soon you get your first job. You feel like buying new gadgets, partying hard and living to the fullest. And why not, as you have been waiting for this moment for quite a long time. Emphasis on savings is less as you would love to live in the moment without even worrying about your future financial needs.

By the time you are in early thirties, your responsibility increases. You wish to have your own home, vehicle, may think of starting up your own business and also retirement issues take the front seat. You have to also take care of your wife and kids financially. As a result you start cutting expenses even on your basic needs just to pay your regular EMIs for your home loan, vehicle loan etc.
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College brings with it, a new lifestyle, never ending escapades and a desire to be at the top of the World. For most of us college days are memorable years of our life.

Apart from fun , college life also make us realize the true meaning of responsibility- the responsibility of managing ourselves, our lives and most important ‘our finances’.
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We always think of multiplying our money as it plays a significant role in life. We all work hard to earn money. But most of the times we goof up and keep on thinking-“where the heck has our money gone?”

The only thing which comes to our rescue is following ‘proper money management techniques.’ But it takes some time on our part to adhere to a particular money management routine. Therefore a need arises to inculcate the habit of money management, right from the beginning. The best source of imparting money management comes to mind is ‘school days’. Understanding the financial need, money management should be taught as a separate subject right from the first class.
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Managing money, as we all know is crucial in every aspect of life. From raising a ‘kid’ to ’retirement’, money is needed. Income generation, investment and savings all requires effective money management on your part.

Imparting the money management knowledge to children right from the early age will be rewarding in the long run. Since children spend most of the time at home, parents should make them realize the importance of money management.
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The arrival of a newborn brings happiness and is a reason to celebrate. Being a parent is a ‘dream come true’ for all of us and all our troubles take a backstage. Parenting a child is however not easy, as it demands a lot of planning ahead and responsibility.

One question is sure to cross every parent’s mind “Can we take good care of our child?”

The ground reality is that you need to be emotionally as well as financially prepared, to take the job of being a parent. On the financial front you would have to ensure that you have sufficient finances of both near and future expenses – right from their birth till the time the become independent.
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(I was in the middle of a traffic jam.)

Oh gosh! What to do now as I was invited for soccer match by my friend, Nike.I had to reach the stadium by 2 pm. But I was finding it hard to drive as the vehicles were jostling hard to get ahead. As I looked into my watch it was already 2.45 pm and I was cursing the situation badly.

Anyhow I reached the stadium by 3.15 pm. I parked the car hastily and went inside the stadium. The match was about to end.
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Finances Finances where are you,
Recession in the economy and the debt is due.

Business is down and philanthropy is low,
For Lehman brother’s, it’s a financial blow.
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I was taking a morning stroll in the park near my house. The weather was cool and soothing. Children were playing and ladies were trying hard to shed those extra pounds. Some people were laughing like anything, which was a part of their exercise, I suppose.

I was also in a good mood as today was my brother’s wedding. Soon I sat on the bench to take a breath.It seems like me and brother was in the school and both of us were known for our escapades in our neighbor. But now he was getting married. I was really happy for him and was gifting him a new car on this auspicious occasion. But I was little confused as to: Which color should I choose for the car? Which brand I will take…
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Envisioning what consumers require from a product or service is the most challenging task. No matter how hard we try, the vision we have does not always overlap with your requirements. This is where ‘customer feedback’ plays an important role; creating synergy between our vision and your requirement.

Ever since we announced the launch of manageMe 7, we have received thousands of emails from our existing as well as prospective customers. It has been a mixed bag really; some of the mails being critical while others have applauded us for our efforts to develop an enhanced version of manageMe. I have literally been ‘on my toes’ trying to respond to all these mails (attendance is thin due to Christmas), and communicating your feedback to our design and development team.
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