Totally exhausted coming back from office, I rang my home door bell. My mother asked me why you are so tired and I said the same hectic schedule mother. My mother went to the kitchen for preparing tea.
Lying on my sofa, I was relaxing and succumbed to slumber.
Soon I found myself in a beautiful place with beautiful flowers along the flowing stream, and everything there was spreading happiness. Totally amused, I wondered where on earth you can find such a beauty!As I was exploring the place, I saw a man watering the flowers.
With a moment of excitement followed by curiosity, I went to him and asked who are you gentleman, Why no other person is here? How is this place so beautiful and…
The gentleman interrupted me and said, ‘Calm down my child. This is my abode. From here, I keep a close eye on my people.‘Scratching my head, I was wondering that this old gentleman has probably gone mad due to the age factor. I repeated my question that why this place is so beautiful.
The old gentleman said, ‘First of all just tell me, why you are not happy with yourself.’I was getting angry and cursing him in my mind as I have asked the question first and that also twice but this man…
Anyhow, I replied him politely- “It was just because of the hectic schedule and to make it worst, I forgot to pay my house installment, my grandmother needs to be operated immediately, the inflation has strike the nation, government has increased the commodity prices and to add to the misery terrorists have attacked the city.”I said to him that my life was full of sorrow as money was needed and I was the only earning member in the family.
The old gentleman replied, ‘Look my son, don’t curse the situations around you.’ Rather try to make the situation more favorable to your needs.
I said, you are living here in this beautiful place and have everything, you can never understand my difficulties.
The old gentleman said that he is not getting these things for free. The beautiful flowers you are seeing here require water and nourishment everyday, and like this, all the things I am having. Like ways you can also get rid of all your sorrows. What I find in your case is that you do not handle your finances well and for that you can take a small but effective step…”
I interrupted in between and said in a mocking tone, “What is that?”
He said, “Manage your money wisely”.
“And how can I do that?” - I asked eagerly.
With a smile He said, “First of all stop blaming your circumstances and people around you.”
I said, “Gentleman, in this fast moving life, where one doesn’t even get time to eat food, how am I going to take care of each and every aspect of managing my money?
“My son”, the gentlemen replied, “I will tell you some secrets of managing your money, but promise me you will adhere to them whole of your life.”
I said, “Sure gentleman.”
He said with a smile, first, start respecting money as it comes to those who really take utmost care of it. Start managing yourself and develop it your habit, and this way you can automatically learn to manage your hard earned money more judiciously.
Secondly, try to analyze your spending habits. Don’t spend unnecessarily. For example, if the income is low do not visit expensive restaurant as there are lesser on too.
Thirdly, try to keep a control on your credit cards. Do not make inappropriate use of them. Use them judiciously.
Fourthly, there are several tools which help you to keep a track on your money- use them for efficient results”.
Last, be patient, as everything dreamt once comes only through hard work and patience. Do not follow others in vigorous spending habits, as you will sooner or later find yourself in deep trouble.
By the time, I have realized the importance of money management. I thank the old gentleman for his financial advice and asked his name.
He said, softly “I am God” and down there you are seeing is earth and I keep a close eye and manage my people living there. Manage your finances just like I manage my people!
At this moment I was trembling like anything but soon came back to my conscious as my mother was shouting at me, “Wake up idiot, the tea is getting cold”.
I said to her, “Soon we will get rid of our entire financial miseries mother.”
She said in a mocking tone, yes, why not, as if you have got a magic wand!”
I replied with joy, “Wise money management’ is my magic wand!”