Most of us get elated when it comes to shopping and wish to buy the best product in terms of quality and price. In order to have the best shopping experience, you should give importance to the trivia. This can help you in saving time, energy and above all keeping your budget balanced.
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Here is a small and extremely simple exercise to check your money management skills- just right now, write your total deposits, your debts, your net savings and your monthly expenses on a piece of paper. Many of you would not be able to write the figures correctly. Isn’t it really surprising? It could be because your money is not streamlined. So how would you make a judicious use when you don’t know your money?
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Thinking of raising funds for your new business?

One can take the help of the external sources i.e. bank to raise funds for setting up new venture. Extensive research should be done on your end in finding the external sources from where the funds can be raised.

If you can not raise funds from external sources, raising funds from internal sources can be a better option. But whatever be your source of raising fund, it can not spur your business growth without “Money Management.” Whether dealing with the home budget or the business, money management plays a crucial role.
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Today marks a significant landmark in manageME’s journey. We have launched manageME7 today for making money management more convenient for you. You will now be able to manage your income and expenditure effortlessly along with your day-to-day activities.

The journey so far has demanded a lot of hard work, patience and research work on our end. Everybody from our technical team to business development team has painstakingly tried to incorporate all the feedbacks of our customers.
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The inspiration behind manageME, both our legacy and upcoming application, is to not only help you manage money efficiently but also save it. The manageME team strongly believes in the philosophy of ‘a penny saved is a penny earned’.

In the run down for the launch, we were brainstorming to come up with names for our premium packages. Naming the packages after precious gems and metals, validity period or some other fancy names were some of the most obvious choices. But we wanted the name to mean something; we wanted it to symbolize our core philosophy “your personal wealth creator”.

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Succumbing to ‘Convenience’, we might have ignored the tips of our grandparents. They used to grow fruits & vegetables on their own, and lived a healthier life than we do.  Getting things without any hard work makes us lazy. Most of the time, we tend to neglect the fact that we might be paying more, and at the same time not consume fresh and safe food items.
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Save for the rainy days, don’t be a spendthrift, - you might have heard this millions of times. Rightly said as most of the time we couldn’t realize the above fact and keeps on fighting with tangled finances through out our life.

Everybody wishes of having a safe and secure life after retirement. For this, proper money management is required right from the first job. We should realize the efficacy of savings as it will help a great deal in living a comfortable life after your retirement.
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Financial worries take a backseat as soon you get your first job. You feel like buying new gadgets, partying hard and living to the fullest. And why not, as you have been waiting for this moment for quite a long time. Emphasis on savings is less as you would love to live in the moment without even worrying about your future financial needs.

By the time you are in early thirties, your responsibility increases. You wish to have your own home, vehicle, may think of starting up your own business and also retirement issues take the front seat. You have to also take care of your wife and kids financially. As a result you start cutting expenses even on your basic needs just to pay your regular EMIs for your home loan, vehicle loan etc.
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College brings with it, a new lifestyle, never ending escapades and a desire to be at the top of the World. For most of us college days are memorable years of our life.

Apart from fun , college life also make us realize the true meaning of responsibility- the responsibility of managing ourselves, our lives and most important ‘our finances’.
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We always think of multiplying our money as it plays a significant role in life. We all work hard to earn money. But most of the times we goof up and keep on thinking-“where the heck has our money gone?”

The only thing which comes to our rescue is following ‘proper money management techniques.’ But it takes some time on our part to adhere to a particular money management routine. Therefore a need arises to inculcate the habit of money management, right from the beginning. The best source of imparting money management comes to mind is ‘school days’. Understanding the financial need, money management should be taught as a separate subject right from the first class.
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