Succumbing to ‘Convenience’, we might have ignored the tips of our grandparents. They used to grow fruits & vegetables on their own, and lived a healthier life than we do.  Getting things without any hard work makes us lazy. Most of the time, we tend to neglect the fact that we might be paying more, and at the same time not consume fresh and safe food items.
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Save for the rainy days, don’t be a spendthrift, - you might have heard this millions of times. Rightly said as most of the time we couldn’t realize the above fact and keeps on fighting with tangled finances through out our life.

Everybody wishes of having a safe and secure life after retirement. For this, proper money management is required right from the first job. We should realize the efficacy of savings as it will help a great deal in living a comfortable life after your retirement.
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Financial worries take a backseat as soon you get your first job. You feel like buying new gadgets, partying hard and living to the fullest. And why not, as you have been waiting for this moment for quite a long time. Emphasis on savings is less as you would love to live in the moment without even worrying about your future financial needs.

By the time you are in early thirties, your responsibility increases. You wish to have your own home, vehicle, may think of starting up your own business and also retirement issues take the front seat. You have to also take care of your wife and kids financially. As a result you start cutting expenses even on your basic needs just to pay your regular EMIs for your home loan, vehicle loan etc.
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College brings with it, a new lifestyle, never ending escapades and a desire to be at the top of the World. For most of us college days are memorable years of our life.

Apart from fun , college life also make us realize the true meaning of responsibility- the responsibility of managing ourselves, our lives and most important ‘our finances’.
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